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Another thing to check is the url of the page.Check if the website has a digital certificate.The best way to know it is by checking if there is a padlock symbol on the bottom bar of the browser. Make sure that the website is running in a secure mode.Do not click on any link that has been sent to you with the promise of taking to the bank’s site. Whenever you wish to visit the bank’s website, type out the complete url in the browser, i.e.Remember, Kotak Mahindra Bank or any of its executives will NEVER ask you for such details. Additionally, do not respond with your personal and confidential information. Refrain yourself from clicking on the links that come from unknown web terrains.Such emails comprise unusual attachments which are almost always malware, ransomware, or some other form of online threat.They urge you to take action NOW or an extreme measure would be undertaken, such as the termination of your bank account. There is a sense of urgency embedded in the email, if you pay attention to the language used.These errors may exist not only in the text of the email, but also in the url therein. More often than not, phishing emails contain numerous spelling errors.Here are a few tips that can be handy while detecting phishing. The scammers are now in possession of privileged information and can use that to siphon off recipient’s money. The recipient would be required to enter the net banking User ID and Password. The email would comprise a link and the recipient would be requested to click on the same. The scammers will send a fraudulent email to the recipient’s account, disguised as an official one from the bank. Once in possession of this knowledge, the scammers misuse it. Scam mails are sent which directs user to fake websites wherein user ID and password, Card number, ATM PIN, CVV, OTP is asked for. Phishing occurs when a group of cyber criminals create mirror website of the bank in order to dupe the customers.